We are able to give loans to individuals that bank and credit unions decline because we look at more than just your credit report/ credit score. Here are some main factors that we also take into account when reviewing an application:
- Current Employment or Employability
- Education/Work Experience:
- Financial Behavior:
- Derogatory Fees:
- Defaults/Collections/Bankruptcies:
- Visa Status
- Information Accuracy
- Credit Check/Credit Score (only for applicants with SSN)
By looking at all these factors we are often able to approve individuals that banks and credit unions deem as too risky.
Comments
0 comments
Please sign in to leave a comment.