Can I apply for a loan with Stilt without being in the U.S.?

No, currently you have to be physically in the U.S. to be eligible to apply for a loan with us. In addition to currently living in the U.S., you must also be living in a state that we are licensed to lend in- AZ, IL, FL, TX, PA, CA, MI, NY, NJ, UT, WA, GA, VA, OH, and WI. 

Moving to the U.S. soon: 

If you have received the visa to move to the U.S., you can only apply after actually moving to the U.S.

if you use to live in the U.S/ or out of the country on vacation:

If you were in the U.S. but went back to your home country (either for vacations or permanently), you will need to be back in the U.S. before we can process your application.

*Additional criteria include: having a bank account here in the U.S in your name and having a legal and valid visa to stay in the U.S. for at least 6 months.

If you meet these criteria - start your loan application process today and get a decision within 24 hours.