When reviewing a loan application we look at numerous factors to help us determine what is the best interest rate and loan amount that we can offer. Some of these factors include:
- Current Employment or Employability
- Education/Work Experience:
- Financial Behavior:
- Derogatory Fees:
- Visa Status
- Information Accuracy
- Credit Check/Credit Score (only for applicants with SSN)
We are looking for financially responsible behavior from individuals applying for a loan. Our process is extremely data-driven and we use machine learning algorithms to determine the exact interest rate and loan amount for approval.
Here are is an in-depth article on how we determine your loan offer.