Are people on OPT STEM extension eligible for a loan? Stilt Team Updated December 06, 2018 23:11 Follow Yes. If you are currently on OPT STEM extension, you are eligible for a personal loan with Stilt. Click here to apply for a loan with Stilt. Related articles I have a FICO score of 700+. Can I get a personal loan at less than 7.99%? My OPT is about to end in a few months, but my company is e-verified and I will file for extension. Am I eligible to receive a loan? I am married to a U.S. citizen and will have a green card soon. Am I eligible to get a loan? I am here on H-1B and my spouse got accepted at a university. Can I get a loan to pay for her education? Why doesn’t any other U.S. lender gives education loans to international students? Comments 0 comments Please sign in to leave a comment.