Are people on OPT STEM extension eligible for a loan? Stilt Team Updated April 23, 2018 04:58 Follow Yes. If you are currently on OPT STEM extension, you are eligible for a personal loan with Stilt. Click here to apply for a loan with Stilt. Related articles I have a FICO score of 700+. Can I get a personal loan at less than 7.99%? I am married to a U.S. citizen and will have a green card soon. Am I eligible to get a loan? My OPT is about to end in a few months, but my company is e-verified and I will file for extension. Am I eligible to receive a loan? Why doesn’t any other U.S. lender gives education loans to international students? I need a student loan bigger than $5,000. Is it possible to be approved for a bigger loan? Comments 0 comments Please sign in to leave a comment.