We strongly believe that people are more than their credit score. We look at your application as a whole in a comprehensive way.
Some major factors that we take into account when reviewing your loan application:
- Current Employment or Employability
- Education/Work Experience
- Financial Behavior
- Derogatory Fees
- Visa Status
- Information Accuracy
- Credit Check/Credit Score (only for applicants with SSN)
We use advanced machine learning techniques to understand your financial behavior. Here are some guidelines on how we approve loans.