Is there a prepayment option? Stilt Team Updated July 26, 2018 22:52 Follow Yes, you can prepay your loan at any time. We don’t charge any prepayment penalty. If you prepay your loan, you can save on future interest when you pay it off early. Back to Stilt Related articles When can I prepay the loan? I want to prepay my loan, how can I do that? Does my future monthly installments change if I prepay? How do I make monthly payments on my loan? Am I eligible to apply for a loan with Stilt? Comments 0 comments Please sign in to leave a comment.