Does taking a loan from Stilt help build my credit history?

Yes, we report data to major credit bureaus - Transunion and Experian as of now. We will soon be reporting to Equifax as well.

All your on-time or delayed payments are reported to credit bureaus in accordance with Fair Credit Reporting Act (FCRA). We have helped consumers build credit from scratch and in many cases, we are the first real lender to provide a loan to immigrants.

Stilt starts reporting all your credit data immediately including new loans, payments, and payoffs.

It may take up to 30-60 days to see the data reflected on your credit report.