Am I eligible to apply for a loan with Stilt?

The eligibility criteria to apply for a loan with Stilt is simple.

• You must physically be in the U.S
• You must have a U.S. based bank account in your name
• You must have a U.S. based personal phone number
  • We don't accept business, school, Google Voice, and other online-only phone numbers
• You must have a U.S. address in one of the states we are licensed to loan in
  • AZ, IL, FL, TX, PA, CA, MI, NY, NJ, UT, WA, GA, VA, and WI 
    • Moving from somewhere in the U.S to one of these states, click here for more info
  • We do not accept P.O. Box addresses
• You must have a legal and valid eligible visa for at least 6 months - B1/B2 and several other visas are not eligible

If you meet the above eligibility criteria:

Apply Here

To learn more about what we look for when you apply for a loan - read here.

*Please note that this is base criteria require to be eligible to apply for a loan and does not guarantee loan approval. If you meet all of the conditions listed above, we will review your application for a potential loan. The application may still be declined based on our risk assessment.