After receiving a loan offer from us, we require 4 U.S references and 1 reference from your home country. This is part of our loan policy and have found that having references on file has reduced delinquency rate, and helps as another means of contact if we are not able to get ahold of you.
Ideal U.S. references:
- Individuals that you have frequent contact with
Ideal reference from home country:
- Someone we could contact if we can't get in touch with you
- Immediate family member
These references are required after you have received an offer and choose to accept it, we will not be able to move forward with your loan offer if we do not receive these references. A reference is not a co-signer, they are under no obligation to make a payment on your behalf. Please here click to learn when we call these references.