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  1. Stilt Help - Credit for immigrants | F-1, OPT, H-1B
  2. Applying for a loan

Applying for a loan

Common questions

  • How do I apply for a loan with Stilt?
  • Why does Stilt asks me to connect bank account as a part of the application?
  • Is it safe to connect my bank account when I am apply for a loan?
  • What is considered a primary bank account?
  • What is the maximum loan amount?
  • How is the EMI amount decided?
See all 13 articles

Decisions

  • I applied for a loan, when can I expect to hear back?
  • Can I be declined for a loan if I have a high credit score?
  • What are you looking for in a successful application?
  • Can I reduce the loan amount after my loan has been approved by Stilt?
  • Can I apply for a loan for a smaller amount and increase the amount after the loan is approved?
  • Can I be pre-approved, without submitting an application?
See all 10 articles

Documents

  • My bank account is not listed, can I still apply?
  • Who can I put as my home country contact?
  • Will Stilt call my references?
  • Why does Stilt ask for references?
  • Who can I put down for a reference?
  • What are the documents required for the personal loan?

Credit Pull

  • Do you take FICO score into account?
  • Do you do a hard pull on my credit report when applying?
  • The website says that SSN and credit score are not required. Why are you asking me to add my SSN?

Loan Purpose

  • I am getting married in my home country. Can I use Stilt’s loan?

Credit Reporting

  • Does taking a loan from Stilt help build my credit history?
Stilt Help - Credit for immigrants | F-1, OPT, H-1B