Building credit history before moving to the US

Comments

1 comment

  • Avatar
    Stilt Team (Edited )

    Building credit is an important step if you plan to move to the U.S. for the longer-term. Unfortunately, you can't build credit before moving to the U.S. You will need a U.S. bank account, a U.S. address, and some form of credit to start building a credit history. This credit can be in the form of a credit card, a loan, or something else.

    Banks and other lenders in the U.S. won't provide you any credit if you are not already here, preferably on a legal and valid visa. They'll need these for KYC (Know Your Customer) purposes.

    The best thing to do would be to come to the U.S., open a bank account and then get some form of credit to start building a credit history.

    Hope this helps.

    Feel free to reach out to us at team@stilt.co if you have further questions.

    About Stilt:

    Stilt provides loans to international students and working professionals in the U.S. (F-1, OPT, H-1B, O-1, L-1, TN visa holders) at rates lower than any other lender. Stilt is committed to helping immigrants build a better financial future.

    We take a holistic underwriting approach to determine your interest rates and make sure you get the lowest rate possible.

    Learn more about us on Wikipedia or visit us at https://www.stilt.co. If you have any questions, send us an email at team@stilt.co.

Please sign in to leave a comment.