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  • Official comment
    Stilt Team (Edited )

    Yes, it does.

    A cosigner took the risk of your loan by having you on their credit history - probably you were an international student at the time. Now that you are working, you have the ability to make payments. These payments will help both theirs and your credit history.

    Make sure your payments are not delayed else the cosigner will be on the hook to make payments and it'll reduce their credit score significantly.

    Non-U.S. citizens usually get a cosigner who's a U.S. citizen and they know credit basics fairly well.

    If you have additional questions on cosigners or credit history, feel free to reach out to us at

    About Stilt:

    Stilt provides loans to international students and working professionals in the U.S. (F-1, OPT, H-1B, O-1, L-1, TN visa holders) at rates lower than any other lender. Stilt is committed to helping immigrants build a better financial future.

    We take a holistic underwriting approach to determine your interest rates and make sure you get the lowest rate possible.

    Learn more about us on Wikipedia or visit us at If you have any questions, send us an email at

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