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  • Official comment
    Stilt Team

    A credit line increase is essentially a request for additional credit. All credit card companies require a hard pull on your credit if you want to extend your credit line.

    There may be some banks and credit card companies that give an offer for a line increase with just a soft pull and do a hard pull only if you accept the offer. This way you can make a decision based on how much of an increase you get.

    The hard pull is also required by credit bureaus from anyone who extends credit to consumers - either line increase or new credit.

    If you still have questions on credit or loans for international students or F-1/OPT/H-1B/L-1/TN visa holders, feel free to reach out to us at We are always happy to help.


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