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    Edmundo Daco Jr.

    Yes, you will be able to apply for personal loans even if you are just on a non-immigrant working visa. Permanent residents and US citizens are not the only ones eligible to apply for loan products in the US. There are a lot of private lenders, banks, credit unions, and other financial institutions that lend personal loans to H-1, L-1, O-1, J-1, and TN visa holders. Personal loans are often short to medium-termed (one to five years) which will easily fit the duration validity of non-immigrant workers. Also, personal loans are often unsecured, which means there is no need to present collateral like lands, houses or vehicles. You can apply for personal loans for any purposes that serve you. Just make sure to have complete requirements like proof of income, identification, contact information and proof of savings.

    If you want to get a personal loan as a non-immigrant in the U.S., STILT is offering low-interest personal loans even to those with limited or no credit history, and no collateral too.

     

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    Chris

    Answering your question, I think that it depends on your financial state and a stable income. If your salary is too low, unfortunately, you will not be available for getting an installment loan. So you need to insure the lender that you will meet deadlines and there will not be any problems with this. You might wonder which method is the easiest installment loans to get. You must show a satisfactory level of the credit history. It plays a huge role especially if you want to buy a house. There some ways you can verify it or just simple going to the bank. I know that if you didn’t return money, you will never have a second chance. So think twice.

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