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    Stilt Team (Edited )

    Credit Karma works for everyone who is has a credit history (and SSN). A credit history is independent of your visa status since you can start building one as soon as you get your SSN. You can also build one without SSN through a normal credit card, a secured credit card, or a credit builder loan.

    You can also build one without SSN through a normal credit card, a secured credit card, or a credit builder loan. Any of these methods will help you get started early and build a good credit score over time.

    Credit Karma can be used to keep track of how you are doing on your credit score. It is a free service for everyone. They make money by lead generation for banks, lenders, credit card issuers, insurance companies etc.

    About Stilt:

    Stilt provides loans to international students and working professionals in the U.S. (F-1, OPT, H-1B, O-1, L-1, TN visa holders) at rates lower than any other lender. Stilt is committed to helping immigrants build a better financial future.

    We take a holistic underwriting approach to determine your interest rates and make sure you get the lowest rate possible.

    Learn more about us on Wikipedia or visit us at https://www.stilt.co. If you have any questions, send us an email at team@stilt.co.

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