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    Edmundo Daco Jr.

    Yes, if you returned to the US in less than 10 years then you can still retrieve your credit score. However, do not expect that you will have the same credit score as the one when you left the US. If you have zero balances on your credit accounts, then your fine. Your credit score has probably dip down because of the inactivity.

    On the other hand, you will have a very big problem if left unpaid balances on your accounts. The accounts have probably been reported to the credit bureaus for late payment and transferred to collection agencies. Forget about your credit score, you will probably be facing lawsuit. You need to settle this as soon as you land in the US. As for the credit score, you will need to rebuild it before you can open new credit accounts.

    Note: This is not a legal advice.

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