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    Nikhil Wason

    You have three options. You can either refinance, negotiate or consolidate. Refinancing your auto loan is a good option. However, it may affect your loan term and balance. Negotiating may sound difficult, but if successful, it can lower down your monthly payments by a significant amount. Consolidating your auto loan with another loan, but with a lower interest could be a real lifesaver. Consolidation makes the repayment process much more convenient and hassle-free. 

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