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    Edmundo Daco Jr.

    Yes, non-US citizens can get a loan without credit history. Although, not all banks, credit unions, private lenders and other financial institutions are willing to do this because credit history is important for them. However there are some private lenders that do give loans to non-US citizens like F-1, OPT, J-1, O-1, L-1, H-1B, and TN visa holders even with limited or no credit history at all. Just be careful about those giving payday loans because their interest rates can be very high. You should find private lenders, like STILT, who don't take advantage of borrowers need for financing. The company give out loans with reasonable interest rates without the need of SSN or cosigner. The application is fast and easy, with approval issued within 24 hours.

    By getting a personal loan from a company like STILT, you will be able to build a good credit history, which will enable you to get more loan products and even credit cards. Make sure to pay on time so that the loan will affect your credit score and history in a positive way.

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    Ahmed Saleh Atya Osman Elshamy

    Even for a CR1 Visa?

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