I am a non-U.S. citizen and I don’t have a co-signer. Can I get a personal loan in the U.S.?

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    Stilt Team

    Yes, now you absolutely can.

    It has been extremely difficult to get loans without credit history from banks and other financial institutions because of their reliance on credit score. A new set of companies (including ours) have been growing that are looking at individuals through a different lens than their credit score. The companies that give loans to people without credit score charge really high rates up to 400% (pay day loans) or near 36% if you have some credit history.

    A credit score is a rear view mirror but new companies are looking at the future.

    A company like ours (we are focused on non-U.S. citizens) can give you a loan of up to $25,000 without credit history or credit score at reasonable interest rates (10.0% - 16.0% as of July 2016) without a collateral or a cosigner. We look at history along a lot of different dimensions and give you reasonable rates.

    Feel free to apply for a loan with us and I’m sure we’ll be able to approve you at rates better than other lenders.

    About Stilt:

    Stilt provides loans to international students and working professionals in the U.S. at rates lower than any other lender. Learn more about us on wikipedia or visit us at https://www.stilt.co. If you have any questions, send us an email at team@stilt.co.

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