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  • Official comment
    Stilt Team

    Yes, there is. We at Stilt Inc. provide loans to non-U.S. citizens with limited or zero credit history.

    We are a non-traditional lender in a sense that we are the only ones who are focused on a largely underserved and ignored population of highly quality borrowers who are not U.S. citizens. We are a Y Combinator backed company and have given loans to people of 10 different nationalities in the U.S.

    We even provide loans to people without SSN (if they have a valid visa to stay in the country). Some features of our loan:

    1. No FICO required; no credit history required
    2. No cosigner required
    3. Interest rates between 10% - 16% (as of July 2016)
    4. Loans from $1,000 - $25,000
    5. Loan term up to 24 months
    6. No origination fees, no prepayment penalty, no hidden fees of any kind.

    Our application process is simple:

    1. Create an account
    2. Add details about yourself, connect bank accounts, and upload documents
    3. Get loan decision in less than 24 hours
    4. Sign documents electronically and get funded.

    We are committed to providing the best customer service in the business. We are always on live chat and respond in less than 15 mins during business hours. If you have any questions, don’t hesitate to ask.

    About Stilt:

    Stilt provides loans to international students and working professionals in the U.S. at rates lower than any other lender. Learn more about us on wikipedia or visit us at If you have any questions, send us an email at

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