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  • Official comment
    Stilt Team (Edited )

    This is no secret that all three major credit bureaus have issues. According to several estimates 40% of the credit reports have at least one mistake.

    Based on the consumer complaints to CFPB about credit reporting, Experian has the has the higher number of complaints.

    Percent of total credit reporting complaints by credit bureaus:

    Experian - 38%, Equifax - 33%, TransUnion - 25%

    Based on this metric, Experian is the worst. There could be other measures too such as speed of resolving issues or mistakes on the reports, but based on this simple metric, Experian seems to lagging behind.

    About Stilt:

    Stilt provides loans to international students and working professionals in the U.S. (F-1, OPT, H-1B, O-1, L-1, TN visa holders) at rates lower than any other lender. Stilt is committed to helping immigrants build a better financial future.

    We take a holistic underwriting approach to determine your interest rates and make sure you get the lowest rate possible.

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