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  1. Stilt Help - Credit for immigrants | F-1, OPT, H-1B
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Credit History

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  • Is it free to request a report from the annual credit report website?
    • Nikhil Wason
    • October 27, 2017 03:39
    0 votes 0 comments
  • Is it possible for new accounts to be reported to the bureaus even while on freeze?
    • Nikhil Wason
    • October 27, 2017 03:38
    0 votes 0 comments
  • I paid the required fees to get my vehicle back today. Will the CRAs include the repossession of my car in my credit report?
    • Nikhil Wason
    • October 27, 2017 03:32
    0 votes 0 comments
  • I got a notification that a delinquency was removed from my credit report. What is the best way to find out the details about it?
    • Nikhil Wason
    • October 27, 2017 03:32
    0 votes 0 comments
  • It has been six months since I bought a new truck. The auto loan appeared on my EX and TU reports, but not on EQ. Is there any way I can get it to appear on my EQ report too?
    • Nikhil Wason
    • October 27, 2017 03:31
    0 votes 0 comments
  • Should I write goodwill letters to request negative entries to be removed from my report?
    • Nikhil Wason
    • October 27, 2017 03:29
    0 votes 0 comments
  • How should I go about having all 10 year old closed accounts removed from my report. They were all in good standing. I just have an overwhelming number of accounts on my report that's why I want to clean it up a bit.
    • Nikhil Wason
    • October 27, 2017 03:29
    0 votes 0 comments
  • 2017 - How do you explain what "available credit" mean?
    • Rohit Mittal
    • October 27, 2017 01:27
    0 votes 0 comments
  • How do I get some bad records off my credit report?
    • Rohit Mittal
    • October 26, 2017 22:36
    0 votes 0 comments
  • Was there any instance that your job application was denied because of bad credit history?
    • Rohit Mittal
    • October 26, 2017 22:33
    0 votes 0 comments
  • I currently have six years of bad credit history and I need a personal loan. Should I wait first for the 7th year when all the credit record will be erased?
    • Rohit Mittal
    • October 26, 2017 15:59
    0 votes 0 comments
  • 2017 - Can I do credit inquiries that will not be reflected on my report?
    • Rohit Mittal
    • October 25, 2017 22:22
    0 votes 0 comments
  • 2017 - Can somebody give me a list of the things I should do to get out of a horrible credit?
    • Rohit Mittal
    • October 25, 2017 22:07
    0 votes 0 comments
  • Is having a negative credit score worse than having no credit history at when when it comes to loan application?
    • Rohit Mittal
    • October 25, 2017 21:57
    0 votes 0 comments
  • 2017 - Why should a head of a family be worried about having bad credit?
    • Rohit Mittal
    • October 25, 2017 21:51
    0 votes 0 comments
  • 2017 - Is my US credit history transferable to European countries if ever I migrate?
    • Rohit Mittal
    • October 25, 2017 21:47
    0 votes 0 comments
  • 2017 - I'm just new to the whole credit score business, what does it mean to have a 750 credit score and over one year of credit history?
    • Rohit Mittal
    • October 25, 2017 21:45
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  • 2017 - Is there are limit for the number of credit inquiries per month?
    • Rohit Mittal
    • October 25, 2017 21:42
    0 votes 0 comments
  • 2017 - Will an average employee with bad credit survive in the US nowadays?
    • Rohit Mittal
    • October 25, 2017 21:42
    0 votes 0 comments
  • Why should I hire a credit repair service instead of trying to do it myself?
    • Rohit Mittal
    • October 25, 2017 21:40
    0 votes 0 comments
  • How can an international student in California get a car loan without any credit history?
    • Rohit Mittal
    • October 25, 2017 20:16
    0 votes 0 comments
  • This comment showed up in all my three credit reports: "Affected by natural disaster." In what way will this comment affect my credit score?
    • Nikhil Wason
    • October 25, 2017 11:47
    0 votes 0 comments
  • How long does it take for a fraud alert to be removed from my credit report?
    • Nikhil Wason
    • October 25, 2017 11:47
    0 votes 0 comments
  • I was informed that I have a fraud alert in one of my credit reports. I did not request for it. How should I have it removed?
    • Nikhil Wason
    • October 25, 2017 11:46
    0 votes 0 comments
  • Any excellent credit repair company you can recommend?
    • Nikhil Wason
    • October 25, 2017 11:46
    0 votes 0 comments
  • Wondering why I have zero inquiries on my Equifax report, when Experian shows six. Should I file a dispute with Equifax?
    • Nikhil Wason
    • October 25, 2017 11:46
    0 votes 0 comments
  • Should I be worried about excessive soft pulls from AMEX? I noticed they did a total of 15 soft pulls in a 3 month period. I have a new AMEX card. Is this normal?
    • Nikhil Wason
    • October 25, 2017 11:46
    0 votes 0 comments
  • Does anyone here have an idea as to when Chase reports to all credit bureaus. From what I understand, Chase is required to report monthly. If so, do you know the exact date and time?
    • Nikhil Wason
    • October 25, 2017 11:46
    0 votes 0 comments
  • Should I report cashbacks and reward redemptions as taxable income?
    • Nikhil Wason
    • October 25, 2017 11:45
    0 votes 0 comments
  • All three credit bureaus removed a disputed Verizon bill from my reports. Is it possible for the collection agency to resubmit the same information?
    • Nikhil Wason
    • October 25, 2017 11:44
    0 votes 0 comments
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Stilt Help - Credit for immigrants | F-1, OPT, H-1B