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  1. Stilt Help - Credit for immigrants | F-1, OPT, H-1B
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Credit Cards

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  • I was surprised to have incurred a late fee on my credit card when I mailed my payment exactly four days before the due date. What should I do now?
    • Nikhil Wason
    • November 07, 2017 13:39
    0 votes 0 comments
  • My credit card bill is due every 4th of the month. What happens if it falls on a federal holiday? Will I be charged a late fee if I pay for it on the 5th instead?
    • Nikhil Wason
    • November 07, 2017 13:38
    0 votes 0 comments
  • Will I be charged an additional fee if I use my credit card to pay for my bills via phone banking?
    • Nikhil Wason
    • November 07, 2017 13:38
    0 votes 0 comments
  • How long does it take for banks to update the available credit limit after a payment was made?
    • Nikhil Wason
    • November 07, 2017 13:38
    0 votes 0 comments
  • How many days prior to the due date do banks mail credit card statements?
    • Nikhil Wason
    • November 07, 2017 13:38
    0 votes 0 comments
  • Will I be allowed to make special payment arrangements for my credit card?
    • Nikhil Wason
    • November 07, 2017 13:38
    0 votes 0 comments
  • What are my options if I can't afford to pay the minimum amount due which was reflected on my credit card statement?
    • Nikhil Wason
    • November 07, 2017 13:38
    0 votes 0 comments
  • I paid for my credit card bill 31 days after the payment due date. Will my bank report it as a late payment to the three credit bureaus?
    • Nikhil Wason
    • November 07, 2017 13:37
    0 votes 0 comments
  • Will I be held responsible in paying for unauthorized charges on my credit card which has been stolen?
    • Nikhil Wason
    • November 07, 2017 13:37
    0 votes 0 comments
  • My credit card just got stolen. What should I do now?
    • Nikhil Wason
    • November 07, 2017 13:37
    0 votes 0 comments
  • What should I do if I found out my bank is charging me with a higher interest than the state I live in allows?
    • Nikhil Wason
    • November 07, 2017 13:36
    0 votes 0 comments
  • Why do banks ask for income information whenever I apply for loans and credit cards?
    • Nikhil Wason
    • November 07, 2017 13:36
    0 votes 0 comments
  • I have a new credit card, but shopping terminals won't take it. What should I do?
    • Nikhil Wason
    • November 07, 2017 13:36
    0 votes 0 comments
  • Is it possible for my credit company to change my card from a Visa to a Mastercard?
    • Nikhil Wason
    • November 07, 2017 13:36
    0 votes 0 comments
  • It has been a couple of months since I last received a copy of my credit card statement. What should I do?
    • Nikhil Wason
    • November 07, 2017 13:36
    0 votes 0 comments
  • What is an over-the-limit fee? Around how much is it usually?
    • Nikhil Wason
    • November 07, 2017 13:35
    0 votes 0 comments
  • Do banks continue to charge interest and other fees even after an account was closed?
    • Nikhil Wason
    • November 07, 2017 13:35
    0 votes 0 comments
  • What are the fees I need to pay if ever I decide to do a cash advance on my credit card?
    • Nikhil Wason
    • November 07, 2017 13:35
    0 votes 0 comments
  • Are banks authorized to charge late fees on my credit card?
    • Nikhil Wason
    • November 07, 2017 13:35
    0 votes 0 comments
  • Does it take a long time for banks to resolve a credit card billing dispute?
    • Nikhil Wason
    • November 07, 2017 13:34
    0 votes 0 comments
  • Is it legal for my bank to continue charging me with late fees and interest if the billing dispute I had filed is still pending?
    • Nikhil Wason
    • November 07, 2017 13:34
    0 votes 0 comments
  • I have a bad habit of not checking my monthly credit card statements. I recently found an unauthorized charge from 3 months ago. Can I still contact my bank to file a dispute?
    • Nikhil Wason
    • November 07, 2017 13:33
    0 votes 0 comments
  • What is the first thing I should do when I find I disputable charge on my credit card?
    • Nikhil Wason
    • November 07, 2017 13:33
    0 votes 0 comments
  • Is there an age requirement for credit card applications?
    • Nikhil Wason
    • November 07, 2017 13:33
    0 votes 0 comments
  • Do I have the option not to accept the pre-approved credit cards being sent to me by different banks?
    • Nikhil Wason
    • November 07, 2017 13:32
    0 votes 0 comments
  • How do pre-approved credit cards work?
    • Nikhil Wason
    • November 07, 2017 13:32
    0 votes 0 comments
  • What are the qualifications and requirements in applying for an instant approval credit card?
    • Nikhil Wason
    • November 07, 2017 13:32
    0 votes 0 comments
  • Is it true that there are banks offering instant approval credit cards? How does it work?
    • Nikhil Wason
    • November 07, 2017 13:32
    0 votes 0 comments
  • If I would like to build up my credit, how many credit cards should I apply for?
    • Nikhil Wason
    • November 07, 2017 13:31
    0 votes 0 comments
  • What is a secured credit card? How is it different from the regular credit cards out there?
    • Nikhil Wason
    • November 07, 2017 13:30
    0 votes 0 comments
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Stilt Help - Credit for immigrants | F-1, OPT, H-1B