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  1. Stilt Help - Credit for immigrants | F-1, OPT, H-1B
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  3. Loan Decisions

Loan Decisions

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  • How do banks compute for my debt-to-income ratio?
    • Nikhil Wason
    • November 09, 2017 04:58
    0 votes 0 comments
  • Am I required to pay for credit protection on my bank loan? Can I cancel it anytime?
    • Nikhil Wason
    • November 09, 2017 04:57
    0 votes 0 comments
  • Which one is a better: a long-term or a short-term personal loan payment plan?
    • Nikhil Wason
    • November 09, 2017 04:55
    0 votes 0 comments
  • What is the Federal Bank e-loan scheme all about?
    • Nikhil Wason
    • November 09, 2017 04:55
    0 votes 0 comments
  • What should I do if ever I get into some financial woes while paying for my loan?
    • Nikhil Wason
    • November 09, 2017 04:53
    0 votes 0 comments
  • I'm thinking of renovating our old house. Which type of loan should I apply for in this situation?
    • Nikhil Wason
    • November 09, 2017 04:52
    0 votes 0 comments
  • Do I really have to pay for processing fees when applying for a loan?
    • Nikhil Wason
    • November 09, 2017 04:52
    0 votes 0 comments
  • What happens to my collateral if I'm unable to pay for my secured loan?
    • Nikhil Wason
    • November 09, 2017 04:51
    0 votes 0 comments
  • What types of collateral can I use when applying for a secured loan?
    • Nikhil Wason
    • November 09, 2017 04:51
    0 votes 0 comments
  • Which is easier to get approved for: a secured loan or a unsecured loan?
    • Nikhil Wason
    • November 09, 2017 04:50
    0 votes 1 comment
  • What are the advantages of applying for a secured loan?
    • Nikhil Wason
    • November 09, 2017 04:50
    0 votes 0 comments
  • 2017 - Should I get a personal loan or a home loan for home improvement?
    • Rohit Mittal
    • November 07, 2017 16:49
    0 votes 0 comments
  • What is the current lowest interest rate for any type of loan in the US?
    • Rohit Mittal
    • November 07, 2017 13:42
    0 votes 0 comments
  • What is the most common reason why people usually get declined for mortgage loans?
    • Nikhil Wason
    • November 04, 2017 02:29
    0 votes 0 comments
  • How can I apply for a mortgage loan?
    • Nikhil Wason
    • November 04, 2017 02:29
    0 votes 0 comments
  • Which lender offers the lowest rate for mortgages?
    • Nikhil Wason
    • November 04, 2017 02:29
    0 votes 0 comments
  • How is APR calculated?
    • Nikhil Wason
    • November 04, 2017 02:29
    0 votes 0 comments
  • Will any part of my closing costs be included in my tax refund?
    • Nikhil Wason
    • November 04, 2017 02:28
    0 votes 0 comments
  • Is there a chance for my home loan application to be approved if there is a tax lien on my credit report?
    • Nikhil Wason
    • November 04, 2017 02:28
    0 votes 0 comments
  • Is it advisable to refinance an existing mortgage to find the best rates?
    • Nikhil Wason
    • November 04, 2017 02:28
    0 votes 0 comments
  • How soon should I apply for an interest rate lock on a new house which is still being built?
    • Nikhil Wason
    • November 04, 2017 02:28
    0 votes 0 comments
  • What is the origination fee for? How much does it usually cost?
    • Nikhil Wason
    • November 04, 2017 02:28
    0 votes 0 comments
  • How much do mortgage brokers usually charge?
    • Nikhil Wason
    • November 04, 2017 02:28
    0 votes 0 comments
  • I'd like to know if my PMI is tax deductible?
    • Nikhil Wason
    • November 04, 2017 02:27
    0 votes 0 comments
  • I've heard that interest rate for a mobile home and condo is different from each other. Is it true? If yes, which one is cheaper?
    • Nikhil Wason
    • November 04, 2017 02:27
    0 votes 0 comments
  • How much should I pay to buy down my interest rate?
    • Nikhil Wason
    • November 04, 2017 02:27
    0 votes 0 comments
  • Is it true that I can buy down my interest rate for a mortgage?
    • Nikhil Wason
    • November 04, 2017 02:27
    0 votes 0 comments
  • Are there special programs for first-time homebuyers?
    • Nikhil Wason
    • November 04, 2017 02:26
    0 votes 0 comments
  • Is there a chance for a mobile home to qualify for an FHA loan?
    • Nikhil Wason
    • November 04, 2017 02:26
    0 votes 0 comments
  • After filing for bankruptcy, is there still a chance for me to get approved for refinancing an FHA loan?
    • Nikhil Wason
    • November 04, 2017 02:26
    0 votes 0 comments
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Stilt Help - Credit for immigrants | F-1, OPT, H-1B