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  1. Stilt Help - Credit for immigrants | F-1, OPT, H-1B
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  3. Loan Decisions

Loan Decisions

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  • We have a 520 FICO score. What is our chance of getting approved for a mortgage?
    • Nikhil Wason
    • November 04, 2017 02:26
    0 votes 0 comments
  • What are the qualifications needed when applying for a mortgage downpayment assistance?
    • Nikhil Wason
    • November 04, 2017 02:25
    0 votes 0 comments
  • We plan on buying a house. What kind of assistance do families with a disabled person receive?
    • Nikhil Wason
    • November 04, 2017 02:25
    0 votes 0 comments
  • We have missed a number of mortgage payments. What refinancing options are available for me?
    • Nikhil Wason
    • November 04, 2017 02:25
    0 votes 0 comments
  • Is it true that the New York State prohibits 10 year fixed terms on mortgages?
    • Nikhil Wason
    • November 03, 2017 15:08
    0 votes 0 comments
  • Will I qualify for a mortgage if I just graduated from college about a year ago?
    • Nikhil Wason
    • November 03, 2017 15:07
    0 votes 0 comments
  • Who should pay for the closing costs, the buyer or the seller of a property?
    • Nikhil Wason
    • November 03, 2017 15:07
    0 votes 0 comments
  • Does buying more points for a mortgage guarantee a much better interest rate?
    • Nikhil Wason
    • November 03, 2017 15:06
    0 votes 0 comments
  • How does buying points for a mortgage work?
    • Nikhil Wason
    • November 03, 2017 15:06
    0 votes 0 comments
  • How likely will my parents who filed for bankruptcy nine years ago get approved for a home loan?
    • Nikhil Wason
    • November 03, 2017 15:05
    0 votes 0 comments
  • Is it true that all loans are assumable? If so, how can I assume the home loan that my mom got for me?
    • Nikhil Wason
    • November 03, 2017 15:05
    0 votes 0 comments
  • Would you recommend that I make extra payments (deductible from the capital) for an existing home loan of 29 years?
    • Nikhil Wason
    • November 03, 2017 15:04
    0 votes 0 comments
  • Can you give more details about an 80/20 home loan?
    • Nikhil Wason
    • November 03, 2017 15:04
    0 votes 0 comments
  • What are the pros and cons of getting an 80/20 home loan?
    • Nikhil Wason
    • November 03, 2017 15:04
    0 votes 0 comments
  • I was buying a house when I got an offer for a 2/28 ARM type of loan. Any information about this loan program will be really helpful.
    • Nikhil Wason
    • November 03, 2017 15:03
    0 votes 0 comments
  • Is it advisable to talk to as many lenders as possible when applying for a home loan?
    • Nikhil Wason
    • November 03, 2017 15:03
    0 votes 0 comments
  • How do lenders determine the interest rate for a new home loan?
    • Nikhil Wason
    • November 03, 2017 15:03
    0 votes 0 comments
  • What should my credit score be in order to qualify for a home loan?
    • Nikhil Wason
    • November 03, 2017 15:02
    0 votes 0 comments
  • I am looking to apply for a home loan, but I don't have enough employment history. What are my options?
    • Nikhil Wason
    • November 03, 2017 15:02
    0 votes 0 comments
  • For how long can I lock my interest rate?
    • Nikhil Wason
    • November 03, 2017 15:02
    0 votes 0 comments
  • How much does it cost to lock my interest rate?
    • Nikhil Wason
    • November 03, 2017 15:01
    0 votes 0 comments
  • Is it advisable to lock my interest rate?
    • Nikhil Wason
    • November 03, 2017 15:01
    0 votes 0 comments
  • Do I really need to get a private mortgage insurance (PMI) when buying a new house?
    • Nikhil Wason
    • November 03, 2017 15:01
    0 votes 0 comments
  • What items are included in my closing costs? How much is it usually?
    • Nikhil Wason
    • November 03, 2017 15:01
    0 votes 0 comments
  • Are closing costs usually added to my home loan? Or, do I have to pay for it separately?
    • Nikhil Wason
    • November 03, 2017 15:00
    0 votes 0 comments
  • I am looking to buy a new house soon. What documents should I prepare beforehand?
    • Nikhil Wason
    • November 03, 2017 15:00
    0 votes 0 comments
  • Do lenders conduct a credit check during pre-qualification for a mortgage?
    • Nikhil Wason
    • November 03, 2017 15:00
    0 votes 0 comments
  • What is a pre-approval for? Do I really need to go through it when buying a house?
    • Nikhil Wason
    • November 03, 2017 15:00
    0 votes 0 comments
  • I am shopping around for houses. How would I know which house can I afford?
    • Nikhil Wason
    • November 03, 2017 14:59
    0 votes 0 comments
  • What is the purpose of getting a mortgage broker? Do I really need one?
    • Nikhil Wason
    • November 03, 2017 14:59
    0 votes 0 comments
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Stilt Help - Credit for immigrants | F-1, OPT, H-1B