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Megan Gaunt

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Latest activity by Megan Gaunt
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    Megan Gaunt created an article,

    What does it mean to be a reference?

    We ask for references to help us verify information about the borrower (your friend).     What this means to you (the reference): Why are we reaching out to you: Your friend put you down as a ref...

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    Megan Gaunt created an article,

    I have auto pay turned on, how do I make an extra payment.

    In order to make an extra payment when you have auto pay turned on you will need to follow the steps below:  Sign in to your Stilt Account Click on “My Loan” ‘Turn Off Autopay’ Click ‘Payment Opt...

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    Megan Gaunt created an article,

    How does Stilt process payments?

    To process all payments, we use ACH (Automated Clearing House) transfers.  ACH entries are entered and transmitted electronically, making transactions quicker, safer and easier. They can be automat...

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    Megan Gaunt created an article,

    What is the difference between next installment and principal payments?

    When making a one-time payment, we give you two options on how you would like the payment to be applied to your account:   Next installment When you choose this option, you are posting a payment to...

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    Megan Gaunt created an article,

    How do I make a payment?

    To make a payment on your Stilt loan, you must log into your Stilt account and click on "My loan" then click on "payment options". We currently have 3 different payment options.  1.) Auto-pay-this ...

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    Megan Gaunt created an article,

    Did Stilt change their repayment process?

    Yes, we have changed our repayment process. These new changes aim to help borrowers save more on interest by allowing them to make larger installments to reduce their loan balance. What Changed? Be...

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    Megan Gaunt created an article,

    How to ensure you make on-time payments on your Stilt account?

    When repaying back your Stilt loan, the most important thing is to make on time in full payments. Making on-time in full payments will reflect positively on your credit history. Generally, a good c...

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    Megan Gaunt created an article,

    When do I have to start repaying the loan?

    Repayments start one month after disbursal. The installments (that includes both interest and principal) need to be paid every month for the term of the loan, even during school. The only option fo...

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    Megan Gaunt created an article,

    My friend got a different rate than me, with a similar application, why?

    It is impossible to compare to applications, as no two applications are the same. Some of the main information that we look at is listed below:  Current Employment or Employability Education/Work ...

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    Megan Gaunt created an article,

    How long does it take to transfer the funds into my account?

    After the loan is approved and we have received and verified all your documents, we will send you a promissory note to sign electronically. We initiate the transfer the same day you sign the promis...