Stilt Team
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Activity overview
Latest activity by Stilt Team-
Stilt Team created an article,
Can I be declined for a loan if I have a high credit score?
The short answer is - it depends. There are some scenarios where the applicant with a high score can get declined. It is important to understand that the final decision is not based solely on your ...
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Stilt Team commented,
This is a pretty common error that many applicants see. Please don't panic, hopefully, your status will be updated soon. It's possible that you have RFE (Request for Information) and you'll need to...
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Stilt Team created an article,
How can I close my Stilt account?
The account on Stilt automatically closes after a certain period of time. We are required to keep the information on file in case of audits by regulators. If you did not apply for a loan, then info...
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Stilt Team created an article,
Can Stilt return the payments I have already made for previous months?
No, once the payments are processed and transferred, we cannot return any payments. This is a highly unusual scenario if you want the payments that you have made to be returned. After the payments ...
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Stilt Team created an article,
If I make higher payments than the installments, how does it impact my loan balance?
We encourage borrowers to pay off loans as quickly as possible in a financially responsible way to help them save on interest. Most lenders have the opposite approach and want borrowers to keep the...
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Stilt Team created an article,
What is the difference between APR and interest rates?
Interest Rate: It is the annual rate which is used to calculate your monthly payments and is the cost to you for your loan. APR - the annual percentage rate is an implied annualized rate and inclu...
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Stilt Team created an article,
Where can I see my pay off amount?
To see how much you have paid off, log into your Stilt profile, you will see "payment options." (If you have auto pay turned on, you will not be able to see these payment options unless y...
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Stilt Team created an article,
Do I have to pay future interest if I pay off my loan earlier?
No. If you pay off your loan sooner than the end of your loan term, you will not have to pay future interest. Interest accrues on a daily basis. For e.g., if your loan term is 24 months and you pa...
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Stilt Team created an article,
I posted a payment but it is not reflected on my Stilt profile yet.
If you posted a payment recently, please allow 3-5 business days for the payment to reflect on your Stilt profile. A payment takes at least 3 business days to show up in your Stilt profile. If you ...
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Stilt Team created an article,
How long does it take for payments to reflect on my Stilt profile?
After you have posted a payment, it takes 3-5 business days for the payments to reflect in your Stilt profile. The time it takes for deducting a payment depends on the day of the week when payment ...