Stilt Team
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Can I apply for a second loan?
You can only apply for another loan with us if you are halfway through your loan term and have made your payments on time, each month. Eligible example: If your loan term is 24 months, and you are ...
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What is the referral policy for Stilt?
When you recommend us to your friends, we’ll reward you handsomely. For every successful referral (that meets the minimum criteria), you can earn a $100 dollar Amazon gift card and your referral ea...
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What is Stilt?
Stilt Inc. is a financial technology company located in San Francisco. We are creating a complete banking solution for immigrants in the USA. We provide personal loans. Most of our borrowers are...
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Do I need a co-signer?
No, applying for Stilt loans doesn't require, nor accept a co-signer or collateral. We determine your potential to pay back based on your own merit. Start a loan application
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What are the types of visas do you consider for a loan application?
We currently consider only F-1, H-1B, O-1, J-1, L-1, TN, L-1, G-1 visas for a personal loan. We also consider DACA recipients, refugees, and asylum seekers. *Don't see your visa listed above?- rea...
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What will be my exact interest rate from the currently listed range?
We determine your exact interest rate based on your loan application; thus, we can not tell you your interest rate until we review your application. *We will provide you with the exact interest ra...
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Will the interest rate remain the same?
Yes, we offer a fixed interest rate that is decided at the time of loan approval and will not change. For further questions regarding interest rate please click here. Back to Stilt
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Do you have a variable interest rate loan?
No, we don't offer variable interest rate loans right now. We only offer fixed interest rate. We believe that keeping the payments consistent and simple makes repaying the loan easier and more stra...
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What is the difference between APR and interest rates?
Interest Rate: It is the annual rate which is used to calculate your monthly payments and is the cost to you for your loan. APR - the annual percentage rate is an implied annualized rate and inclu...
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What is the duration of the loan you offer?
Currently, we offer loan terms that range from 6 months to 36 months. To find out your terms and offers, you can fill out an application by clicking here. Once you submit your application, please ...