Stilt Team
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The website says that SSN and credit score are not required. Why are you asking me to add my SSN?
We don’t require SSN for the application process if you don’t have one. You are still eligible to apply for a personal. If you have an SSN and a credit history, we add it to your profile for a comp...
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Can I use a loan document as proof of financial support in visa interviews?
Not at this time. The loan is only for your expenses after you move to the U.S. It cannot be used as a document of financial support. We will not provide a special document for visa support documen...
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Is taking a loan from Stilt affect my chances of staying in the U.S.?
Your chances of staying in the U.S. are not affected by taking a loan from Stilt. We provide access to credit to immigrants which doesn’t affect your visa status in any way. If you default on your ...
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Who is eligible to receive a personal loan?
In addition to our basic eligibility criteria, you must also meet these two conditions for a personal loan: A legal and valid F-1, OPT, H-1B, TN, O-1, L-1, G-1 visa Must have a source of stable in...
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What are the documents required for the personal loan?
The exact documents required to depend on individual applications and visa type, but below are some guidelines: Required for everyone: Passport Visa (F-1, H-1B, O-1, L-1, TN, L-1, G-1), Resume R...
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I am not working full time with a company. Am I eligible to get a personal loan?
Yes, you are eligible to get an unsecured personal loan. Each application is different and must be reviewed by the credit risk team to see how much they could be approved for.
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Is there a minimum income requirement for the personal loan?
No, there is no minimum income requirements for a personal loan. We do require that you have an income or have a verified job offer. For additional questions regarding income, please email us a...
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How will I receive my loan?
In most situations, you will receive the loan via ACH transfer directly into your U.S. checking account. This is the primary account that you connect during the application process. Refinancing loa...
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I posted a payment but it is not reflected on my Stilt profile yet.
If you posted a payment recently, please allow 3-5 business days for the payment to reflect on your Stilt profile. A payment takes at least 3 business days to show up in your Stilt profile. If you ...
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Do I have to pay future interest if I pay off my loan earlier?
No. If you pay off your loan sooner than the end of your loan term, you will not have to pay future interest. Interest accrues on a daily basis. For e.g., if your loan term is 24 months and you pa...