Stilt Team
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Do you have a variable interest rate loan?
No, we don't offer variable interest rate loans right now. We only offer fixed interest rate. We believe that keeping the payments consistent and simple makes repaying the loan easier and more stra...
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What is the difference between APR and interest rates?
Interest Rate: It is the annual rate which is used to calculate your monthly payments and is the cost to you for your loan. APR - the annual percentage rate is an implied annualized rate and inclu...
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Can I apply for another loan with Stilt if I already have a loan with you?
At this time you are only eligible for a new loan with us if you are halfway through your loan term and have made on time, in full payments, each month. You may only have two loans open with us at ...
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What is the duration of the loan you offer?
Currently, we offer loan terms that range from 6 months to 36 months. To find out your terms and offers, you can fill out an application by clicking here. Once you submit your application, please ...
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The website says that SSN and credit score are not required. Why are you asking me to add my SSN?
We don’t require SSN for the application process if you don’t have one. You are still eligible to apply for a personal. If you have an SSN and a credit history, we add it to your profile for a comp...
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Can I use a loan document as proof of financial support in visa interviews?
Not at this time. The loan is only for your expenses after you move to the U.S. It cannot be used as a document of financial support. We will not provide a special document for visa support documen...
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Is taking a loan from Stilt affect my chances of staying in the U.S.?
Your chances of staying in the U.S. are not affected by taking a loan from Stilt. We provide access to credit to immigrants which doesn’t affect your visa status in any way. If you default on your ...
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Who is eligible to receive a personal loan?
In addition to our basic eligibility criteria, you must also meet these two conditions for a personal loan: A legal and valid F-1, OPT, H-1B, TN, O-1, L-1, G-1 visa Must have a source of stable in...
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What are the documents required for the personal loan?
The exact documents required to depend on individual applications and visa type, but below are some guidelines: Required for everyone: Passport Visa (F-1, H-1B, O-1, L-1, TN, L-1, G-1), Resume R...
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I am not working full time with a company. Am I eligible to get a personal loan?
Yes, you are eligible to get an unsecured personal loan. Each application is different and must be reviewed by the credit risk team to see how much they could be approved for.