Stilt Team
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How many people can I refer?
The maximum bonus amount per year is $500. This means that you can refer up to 20 people each year. Please see our article to check Stilt referral policy.
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What is the referral policy for Stilt?
Our borrowers recommend our service to their friends and we like to reward them handsomely. For every successful referral (that meets the minimum criteria), we give a $25 bonus to the referrer and ...
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Do I need a co-signer?
No, applying for Stilt loans doesn't require, nor accept a co-signer or collateral. We determine your potential to pay back based on your own merit. Start a loan application
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What are the types of visas do you consider for a loan application?
We currently consider only F-1, H-1B, O-1, J-1, L-1, TN, L-1, G-1 visas for a personal loan. We also consider DACA recipients, refugees, and asylum seekers. *Don't see your visa listed above?- rea...
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What will be my exact interest rate from the currently listed range?
We determine your exact interest rate based on your loan application; thus, we can not tell you your interest rate until we review your application. *We will provide you with the exact interest ra...
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Will the interest rate remain the same?
Yes, we offer a fixed interest rate that is decided at the time of loan approval and will not change. For further questions regarding interest rate please click here. Back to Stilt
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Do you have a variable interest rate loan?
No, we don't offer variable interest rate loans right now. We only offer fixed interest rate. We believe that keeping the payments consistent and simple makes repaying the loan easier and more stra...
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What is the difference between APR and interest rates?
Interest Rate: It is the annual rate which is used to calculate your monthly payments and is the cost to you for your loan. APR - the annual percentage rate is an implied annualized rate and inclu...
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Can I apply for another loan with Stilt if I already have a loan with you?
At this time you are only eligible for a new loan with us if you are halfway through your loan term and have made on time, in full payments, each month. You may only have two loans open with us at ...
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What is the duration of the loan you offer?
Currently, we offer loan terms that range from 6 months to 36 months. To find out your terms and offers, you can fill out an application by clicking here. Once you submit your application, please ...