Stilt Team
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Official comment Credit Bureaus make it difficult for you to get information and even more so for cancelling it. The best way to cancel is by calling them at (877) 284-7942. Be prepared to be on hold and waste some...
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Official comment To improve your credit score, it is important to understand different aspects of a credit score. There are 5 major components of a credit score. Payment History - Based on a borrower’s payment hi...
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Official comment To build a good credit score, it is important to understand different aspects of a credit score. A 700+ credit score is not difficult to achieve (you can probably build it in a year). There are 5 m...
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Official comment To build a good credit score, it is important to understand different aspects of a credit score. There are 5 major components of a credit score. Payment History - Based on a borrower’s payment hi...
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Official comment Loans for immigrants with limited or zero credit history has always been a challenge The way U.S. credit system is set up, immigrants (and people on legal visas) are not able to access credit becau...
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Official comment To build a good credit score, it is important to understand different aspects of a credit score. There are 5 major components of a credit score. Payment History - Based on a borrower’s payment hi...
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Official comment It may still be difficult to get a car loan and the one you’ll get may want a hefty down payment. Sometimes people without credit history have to pay up to 50% in down payment to get a car loan. Ev...
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Official comment Credit data is usually only valid for the most recent 7 years. So, if you’ve been out of the US for 10 years, your previous credit history will not be useful (unless you were using your US credit c...
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Official comment The length of payments on the loan has an impact on your credit score. If you have a longer loan period, you’ll make more payments and hence build a longer credit history. There are 5 major compone...
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Official comment To build a good credit score, it is important to understand different aspects of a credit score. The answer below is taken from a blog post here: Credit History 101 — A guide for F-1, OPT, H-1B, L-...