Stilt Team

1. Community
2. Credit History
3. How can I cancel my Experian credit report?

Credit Bureaus make it difficult for you to get information and even more so for cancelling it. The best way to cancel is by calling them at (877) 284-7942. Be prepared to be on hold and waste some...

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• Stilt Team
• Edited September 16, 2017 07:07
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1. Community
2. Credit History
3. My credit sucks. How do I improve it?

To improve your credit score, it is important to understand different aspects of a credit score. There are 5 major components of a credit score. Payment History - Based on a borrower’s payment hi...

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• Stilt Team
• Edited September 16, 2017 07:07
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1. Community
2. Credit History
3. How long will it take me to build a credit score of 700 from no credit?

To build a good credit score, it is important to understand different aspects of a credit score. A 700+ credit score is not difficult to achieve (you can probably build it in a year). There are 5 m...

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• Stilt Team
• Edited September 16, 2017 07:07
• 0 votes

1. Community
2. Credit History
3. What can you do to create and maintain a high credit score?

To build a good credit score, it is important to understand different aspects of a credit score. There are 5 major components of a credit score. Payment History - Based on a borrower’s payment hi...

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• Stilt Team
• Edited September 16, 2017 07:06
• 0 votes

1. Community
2. Credit History
3. How does a new immigrant to the US with no credit score, history at all get a short term loan (6 months)?

Loans for immigrants with limited or zero credit history has always been a challenge The way U.S. credit system is set up, immigrants (and people on legal visas) are not able to access credit becau...

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• Stilt Team
• Edited September 16, 2017 07:06
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1. Community
2. Credit History
3. What does a new immigrant (H1B employee) need to know about credit scores and credit history?

To build a good credit score, it is important to understand different aspects of a credit score. There are 5 major components of a credit score. Payment History - Based on a borrower’s payment hi...

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• Stilt Team
• Edited September 16, 2017 07:06
• 0 votes

1. Community
2. Credit History
3. What car loan APR can you get away with if you have 6 months with a $250 credit card and have been paying it on time but still have no credit history?

It may still be difficult to get a car loan and the one you’ll get may want a hefty down payment. Sometimes people without credit history have to pay up to 50% in down payment to get a car loan. Ev...

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• Stilt Team
• Edited September 16, 2017 07:05
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1. Community
2. Credit History
3. How do I rebuild credit score after returning to the USA after a gap of 10 years?

Credit data is usually only valid for the most recent 7 years. So, if you’ve been out of the US for 10 years, your previous credit history will not be useful (unless you were using your US credit c...

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• Stilt Team
• Edited September 16, 2017 07:05
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1. Community
2. Credit History
3. Does the length of an auto loan affect your credit score differently?

The length of payments on the loan has an impact on your credit score. If you have a longer loan period, you’ll make more payments and hence build a longer credit history. There are 5 major compone...

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• Stilt Team
• Edited September 16, 2017 07:05
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1. Community
2. Credit History
3. How can I get a credit score if I'm not a US citizen?

To build a good credit score, it is important to understand different aspects of a credit score. The answer below is taken from a blog post here: Credit History 101 — A guide for F-1, OPT, H-1B, L-...

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• Stilt Team
• Edited September 16, 2017 07:01
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