Stilt Team

1. Community
2. H-1B Visa Holders
3. How long does it take to get an H1B visa under the cap-exempt category?

Obtaining an H1 visa under the cap-exempt category is identical to the process of obtaining a regular cap subject H1B. The problem arises when trying to find a sponsor who is eligible to give these...

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• Stilt Team
• Created July 17, 2017 08:21
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1. Community
2. H-1B Visa Holders
3. If I stay out of the U.S. for more than one year does my H-1B visa becomes void?

If you have not completed the 6-year period of the visa, you are eligible to file for an H1B with a cap exemption. The new company you work for or the old employer you used to work for can file for...

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• Stilt Team
• Created July 17, 2017 08:20
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1. Community
2. Credit Scores
3. How are credit scores like FICO and CIBIL calculated?

CIBIL Credit Information Bureau of India Limited became the first organization to collect credit information that maintained a borrowers record. The CIBIL TransUnion score is measured out of 900. T...

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• Stilt Team
• Edited September 13, 2017 07:30
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1. Community
2. Personal Loans
3. I want to get a business loan of INR 25 lakh - what are the requirements?

Most banks have identical requirements for business loans. Below you will find the eligibility requirements and documents required for a HDFC Bank Business Loan that you can use as a reference for ...

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• Stilt Team
• Edited September 13, 2017 07:36
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1. Community
2. H-1B Visa Holders
3. I have had a credit card for 3 months. I want to apply for a loan. How can I get a loan if I am on H-1B visa?

Congratulations for taking a first step towards building a credit history in the U.S. This is really important for anyone who is looking to stay here for the long term. A good credit history is imp...

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• Stilt Team
• Edited July 08, 2017 05:26
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1. Community
2. H-1B Visa Holders
3. How do I get an auto loan without credit history as a H-1B visa holder?

This is a fairly common problem for people from other countries for work in the U.S.  As people on H-1B move here, they need to get a car to get to work comfortably. They are employed in areas wher...

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• Stilt Team
• Created July 08, 2017 05:11
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1. Community
2. H-1B Visa Holders
3. How does origination fees impact my final interest rate on a personal loan?

The origination fee does not change the interest rate on your loan (so your monthly payments don't change) but it increases the APR of your loan. Depending on the lender, some may deduct the origin...

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• Stilt Team
• Edited February 06, 2020 07:00
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1. Community
2. H-1B Visa Holders
3. I have a credit score of 700+. What should be my interest rate?

The interest rates depend on more than a credit score. There are many variables in determining someone's ability and willingness to pay back the loan. If you are currently building credit and score...

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• Stilt Team
• Edited July 08, 2017 04:47
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1. Community
2. H-1B Visa Holders
3. What is the eligibility to get a personal loan on H-1B? What kind of interest rates should I expect if I don’t have a credit history?

It is difficult to get approved for a loan without credit history on any type of visa. The visa can't help prove that you are creditworthy. The ability and willingness to pay are independent of the...

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• Stilt Team
• Created July 08, 2017 04:38
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1. Community
2. H-1B Visa Holders
3. How can a H-1B visa holder build their credit history quickly?

Hi, Someone who has no credit history will find it extremely difficult to get integrated into the credit system immediately, however, there are few steps that one can take to start assimilating the...

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• Stilt Team
• Edited July 07, 2017 08:33
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